I'm very upset right now and I don't even know how to explain it to you properly. Today I was at the train station, and when I went to the ticket counter, I told the employee that I wanted to buy a train ticket from Kiev to Warsaw, she asked me for my ID card. Some time after checking the documents, the employee informed me that I could not buy a ticket due to outstanding loan debt and outstanding obligations to the bank. At the moment, not a single resident of Ukraine can leave the country until he pays off all his debts. This is due to the fact that when the war began, many people took out huge loans from the bank and left the country, avoiding responsibility. However, this money is not being refunded, and now I have difficulties because of such people.
My dear xxx, I paid part of the travel expenses with a credit card and wanted to close the credit card upon arrival at Bern (BRN) after receiving the money from the grant. My debt now stands at 28180 hryvnias, which is almost 650 Swiss francs in your currency. To be honest, I am very ashamed to write this to you, and I am very upset. I spent all my money on this trip, but now I just don't know what to do. The first thing I did was call all my friends, trying to borrow money. None of my friends can afford to lend me such a large sum because of the war, many have lost their jobs and are struggling to make ends meet.
xxx I do not know what to do next. I wanted to ask you for this amount, but I don't know how you will react, and I am very afraid that you will think badly of me. And I don't want to lose you. I had some pocket money left, but it wasn't even close to enough to pay off my credit card debt. I hope you will respond soon and we will discuss this. I understand that it would be wrong to ask you for money, to put it mildly, but if you can help me, I will be able to continue my trip, and I promise to refund this money to you within 3 days after my arrival in Bern (BRN). Just in case, I downloaded my credit card balance statement so you can make sure I'm not lying to you.
With love, Hanna